Bank of India Credit Officer Recruitment 2026 – Apply Online for 514 Posts

A Credit Officer in Bank of India plays a crucial role in managing the bank’s lending operations. The job involves credit appraisal, loan sanctioning, risk assessment, monitoring advances, and ensuring regulatory compliance.

Credit Officers are responsible for evaluating loan proposals, analyzing financial statements, assessing borrower credibility, and managing asset quality. They also coordinate with branch teams, conduct site visits when required, and ensure timely recovery of dues. This role demands strong analytical skills, financial knowledge, and decision-making ability.

Bank Of India Credit Officer Recruitment Job Highlights:

• Name of Exam:
  Bank of India Credit Officer Recruitment 2026 – Apply Online for 514 Posts
• No. of Seats:
  514
• Job Location:
  All India
• Online Application Start Date:
  20 December 2025
• Minimum age limit:
  The minimum age for this job is: 25 Years
• Maximum age limit:
  The maximum age for this job is: 40 Years
• Notification Release Link:
  Bank of India Credit Officer Recruitment Job Official Notification: Click here
• Direct Online Application Link:
  Apply now

• Eligibility Criteria:

  Educational Qualification

  Candidates must possess:

  • A Graduate or Post Graduate degree in relevant disciplines such as Finance, Banking, Economics, Commerce, Management, CA, CFA, or equivalent, as specified in the official notification.

  • Relevant banking or credit-related work experience is mandatory for higher scales (MMGS-III & SMGS-IV).

  Age Limit (as on notification date)

  • Minimum Age: 25 years

  • Maximum Age: 45 years

  • Age relaxation is applicable for SC/ST/OBC/PwBD candidates as per Government norms.

• Application Fees:

  The application fee must be paid online during the submission of the form:

  • SC / ST / PwBD: ₹175 (Intimation Charges only)

  • General / OBC / EWS: ₹850

  The fee once paid is non-refundable under any circumstances.

• Pay Scale:

  Selected candidates will be appointed under JMGS / MMGS / SMGS officer scales, with attractive salary and allowances:

  • MMGS-II: Approx. ₹64,820 – ₹93,960 + allowances

  • MMGS-III: Approx. ₹85,920 – ₹1,05,280 + allowances

  • SMGS-IV: Approx. ₹1,02,300 – ₹1,20,940 + allowances

  In addition to basic pay, officers are entitled to DA, HRA/Lease, medical benefits, LTC, pension, and other banking perks, making it a highly rewarding position.

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KD

I’m Kiran, a content creator at Education Masters. I write and share informative articles on jobs, education updates, and career opportunities to help students and aspirants stay informed and succeed in their goals.

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